In a letter to the Chamber of Commerce, a client recently commented that "Tom's daily interaction with the business community, combined with a thorough and efficient approach to practicing law, helps our organization achieve its vision."
Tom helps employers develop and maintain health and welfare, retirement and deferred compensation plans that attract and retain top talent. He draws on deep experience with employee benefits to advise public, private and tax-exempt organizations on the intricacies of plan development, implementation, administration and ongoing regulatory compliance. His clients cross a broad range of industries, from educational institutions to large energy and pharmaceutical companies. Devoting a large portion of his practice to regulatory compliance, Tom is the primary attorney responsible for advising the firm's clients on the Affordable Care Act (ACA/Health Care Reform). He also counsels employers on the broad range of employee benefit issues related to HIPAA compliance, fiduciary compliance and equity compensation arrangements. Tom also serves as general outside counsel to insurance brokers, hospitals, health clinics and a number of non-profit organizations.
Tom represents employers, banks, insurers and administrators on health plans, voluntary employees' beneficiary associations (VEBAs), health FSAs, HSAs and HRAs, including regulatory compliance related to claims and payment processing services.
He was recently retained to serve as employee benefit deal counsel for two billion dollar acquisitions for a public pharmaceutical company.
He advises numerous colleges and universities on federal and state legal compliance related to benefit arrangements.
Tom advises Native American tribal governments on unique employee benefit issues facing tribal governments.
Tom has extensive experience designing wellness programs to comply with HIPAA, GINA and the ADA.
He represents a number of large energy companies (including public companies and cooperatives) throughout the United States.
He counsels employers on a broad range of employee benefit issues related to retirement plans, fiduciary compliance and equity compensation arrangements in light of IRS and ERISA rules and requirements
Tom has represented numerous clients in connection with IRS, HHS and DOL audits of employee benefit plans. He also audits clients for compliance with privacy and security rules under HIPAA.
News & Insights
- Press Release11.20.2019
- Press Release10.12.2015
- In the News01.22.2015
- Press Release10.30.2014
"Employee Benefits Update," New Challenges for HR in 2018 (Kansas City and Denver), January/February 2018
"Understanding IRS Letter 226J and ESRP Penalties," Equifax Webinar Series, December 2017
"Washington Update: Impacts of the Trump Era on Indian Country," REDW Tribal Finance & Leadership Conference (Albuquerque, NM), November, 2017
"ACA Today and Tomorrow," Equifax Client Forum 2017 (Phoenix, Arizona), April 2017
"Leadership and HR Panel Discussion," Tri-State Bankers Association Leadership and HR Conference, March 2017
"New Challenges for HR in 2017," Employment Law Seminars, January 2017
"Hot Topics in Employee Benefits (Including the ACA, HIPAA Audits and Retirement Plan Fiduciary Lawsuits)," Missouri Bankers Association Employment and Benefits Law Program (Columbia, Missouri), August 2016
"Taking 'Sky’s the Limit' Risk Out of Your Organization," Equifax Client Forum 2016 (Austin, Texas), April 2016
"The Affordable Care Act Employer Mandate in 2016: What’s Next for Employers?" Bloomberg BNA Continuing Education, February 2016
"Employee Benefits Update," Employment Law Seminars (Kansas City and Wichita), February 2016
"Practical Developments in Employee Benefits," Association of Corporate Counsel - General Counsel Roundtable, August 2015
"ACA is Here to Stay - Best Practices for ACA Management," Equifax Webinar Series, July 2015
"Understanding ACA Foundations: Past, Present and Future," Equifax Client Forum, April 2015
"ACA Update: 2015 and Beyond," Kansas SHRM Employment Law and Legislative Conference, February 2015
"Employee Benefits Update," Employment Law Seminars (Kansas City and St. Louis), January 2015
"New Reporting Regulations Under the ACA," National Seminars Inc., December 2014
"ACA and IRS Reporting Demystified," Equifax Webinar Series, November 2014
"Preparing for 2015: The Affordable Care Act," Construction Seminar Series, September 2014
"ACA Compliance and Higher Education: Understanding Eligibility and IRS Reporting," Equifax Webinar Series, July and August 2014
"ACA Compliance: Understanding Eligibility and IRS Reporting," Northeast Business Group on Health, August 2014
"ACA: Preparing Your Staffing Company for 2015," Staffing Industry of America, June 2014
"ACA Look-Back Periods & Reporting," HR.com, May 2014
"ACA Expert Panel: Staying Ahead of the Wave," Client Forum 2014, April 2014
"Addressing the Top 3 ACA Compliance Risks," Equifax Webinar Series, April 2014
"ACA & Look-Back Periods for Higher Education" Equifax Webinar Series, March 2014
"Employee Benefits Update," Business Law Update, March 2014
"ACA & Look-Back Periods – Why, Who, What, How?" Equifax Webinar Series, February 2014
"ACA Update: 2014 and Beyond," and "Employee Benefits: DOMA, Cafeteria Plans and More," Kansas SHRM Employment Law and Legislative Conference, February 2014
"Tackling Look-Back Periods," Equifax Webinar Series, January 2014
- Firm Events01.24.2019
Dowling contributed and was quoted in the St. Louis Post Dispatch, Wednesday, 1/21/2015 in their cover story on Mercy Health considering extending same-sex health benefits.
"Employee Benefit Update," Employment/Employee Benefits Executive Briefing, January 2011-2015
Chapter 10, Planning Employee Benefits, Missouri Specialized Business Entities, MO Bar Publications
Named Kansas City Business Journal's 2016 NextGen Leader
Named 2015 Kansas City Business Journal's Best of the Bar
Named Nonprofit Connect's 2015 Kansas City Rising Star of Philanthropy
Named a "Rising Star" in the 2009, 2011, 2013-2019 editions of Missouri & Kansas Super Lawyers for Employee Benefits/ERISA
Named a 2012 Up & Coming Lawyer by Missouri Lawyers Weekly
Named a Top Attorney in Employee Benefits/ERISA Law by KC Business Magazine
Listed in Who's Who Among Executives and Professionals
Professional & Civic Activities
Professional & Civic Activities
Kansas City Public Television (KCPT) Board of Directors
- Immediate Past, Chair of the Board
- 2012 Leadership Champion
- Finance, Human Resources and Radio Committees
Kansas City Art Institute Board of Trustees
- Executive Committee, Secretary
- Governance Committee, Chair
- Retirement Plan Committee, Chair
American Lung Association Fight for Air Gala, Event Chair
Kansas City Chamber of Commerce Centurions
Heart of America Tax Institute Steering Committee, 2012 Event Chair
United Way – Young Leader’s Society
American Heart Association – Heart Ball Executive Leadership Team
The Leukemia and Lymphoma Society, Light the Night Walk Volunteer
The Missouri Bar
Kansas Bar Association
The Kansas City Metropolitan Bar Association
The American Bar Association
The Kansas Bar
KCMBA Bar Leadership Academy
Practices & Industries
St. Louis University, J.D.
- Louis University Law Journal, Editor
Kansas State University, B.S., Finance