Terri offers clients a pragmatic, solution-oriented approach to problem-solving and tailors strategies to align with their specific needs.


Terri has a wealth of experience in debtor-creditor matters and has held various roles within the bankruptcy and banking sectors, including lender, creditor's attorney, debtor's attorney, trustee and trustee's attorney.

Terri has a demonstrated history of success in adversary proceedings. She has secured favorable judgments for clients at both the trial and appellate levels and excels in both representing and defending against litigation actions.

She represents a wide range of clients in complex bankruptcy litigation matters, including preference and fraudulent transfer claims, asset sales, discharge disputes, workouts, settlements for distressed loans and secured transactions. Terri also has significant experience representing debtors across Chapter 7, 11 and 13 bankruptcy cases.

Terri frequently speaks on topics related to bankruptcy, banking and equipment leasing finance.


Represented a chapter 7 trustee in various bankruptcy litigation matters, including preference and fraudulent transfer claims, sales of assets free and clear of liens, objections to claimed exemptions, objections to proof of claims and denial of discharge.

Litigated a contested motion for relief from an automatic stay in favor of creditor involving residential real estate.

Represented a national bank in connection with various out-of-court workouts and settlements and other bankruptcy matters relating to a commercial loan portfolio.

Represented defendants in bankruptcy litigation involving preference fraudulent transfer claims.

Obtained judgment in favor of defendant in adversary proceeding for willful and malicious injury at trial and subsequent appeal to the Eighth Circuit Bankruptcy Appellate Panel.

Obtained judgment at trial in favor of plaintiff, successfully arguing that his student loans are dischargeable debt under 11 U.S.C. section 523(a)(8) based on undue hardship.

News & Insights

Speaking Engagements

"Bankruptcy Essentials: A Friendly Dialog Among the Players," Minnesota State Bar Association, June 2023


Co-editor, Bankruptcy Practice on Minnesota Deskbook, Minnesota CLE, November 2022

"Charging Orders and Other Remedies with Respect to Interests in Partnerships and LLCs," Debtor-Creditor Handbook, Minnesota CLE, December 2021

Professional & Civic Activities

Professional & Civic Activities

Minnesota State Bar Association

  • Bankruptcy Section

Hennepin County Bar Association

U.S. Bankruptcy Court for the District of Minnesota

  • Former Practice Committee Member

American Bankruptcy Institute


  • Minnesota
  • U.S. District Court for the District of Minnesota
  • U.S. District Court for the District of North Dakota
  • U.S. District Court for the District of Wisconsin


University of Minnesota, J.D., cum laude

University of Dubuque, M.B.A

Clark College, B.A.

Jump to Page

We use cookies on our website to improve functionality and performance, analyze website traffic and enable social media features. For more information, please see our Cookie Policy.