Katie assists banks and non-bank financial services companies in navigating the complete life cycle of credit and deposit products, from design and implementation, to operation and compliance.


Katie also works with banks and nonbanks to structure, negotiate and operate third-party arrangements, and leverage FinTech opportunities.

Katie also advises depository institutions on mergers and acquisitions and regulatory matters.


Consumer Credit

Experienced in consumer credit regulation, she advises banks and nonbank lenders on compliance with consumer regulations, outsourcing programs and other third-party relationships. She has significant experience advising bank and non-bank consumer lenders in the consumer credit laws governing the lending industry, including: Truth in Lending Act and Regulation Z, Equal Credit Opportunity Act and Regulation B, Electronic Fund Transfers Act and Regulation E, Fair Debt Collection Practices Act, Fair Credit Reporting Act, E-SIGN, state usury laws, and "UDAAP" statutes prohibiting unfair, deceptive and abusive acts and practices.

Payment Systems

Advises financial institutions on all aspects of deposits, collections and other payment systems. Katie has extensive experience with electronic payment systems, including ACH payments, stored value cards, credit cards and debit cards.

Regulation and Enforcement

Katie represents clients before the Federal Reserve, OCC, FDIC, CFPB and state bank regulators regarding applications and examinations, regulatory capital, charter conversions, banking powers, regulatory enforcement actions, and various compliance issues.

Financial Institution Mergers and Acquisitions

She has extensive transactional experience in mergers, stock purchase agreements, asset purchase and assumption agreements and branch sales and acquisitions. Katie is also experienced in the formation of bank holding companies, de novo banks and thrifts, financial subsidiaries, and operating subsidiaries.

News & Insights


Co-author, "UCC Article 3" Missouri Practice Series: Methods of Practice Transaction Guide, Fourth Edition, West Publishing Company

Co-author, "Corporations" Missouri Practice Series: Methods of Practice Transaction Guide, Fourth Edition, West Publishing Company


  • Missouri, 2000
  • Kansas, 2001


University of Notre Dame, J.D., magna cum laude, 2000

Truman State University, B.A., summa cum laude, 1997

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