C. Robert Monroe 816.691.3351e-mail| vCard
Financial services companies face an ever expanding maze of complex rules and regulations promulgated and enforced by federal and state regulatory agencies. Regulatory compliance is no longer an intuitive process. Our attorneys who confront these issues daily are able to anticipate how new regulations will impact our clients. We help financial companies navigate the web of federal and state regulations to ensure compliance and achieve their business objectives.
Practice Overview We represent banks, savings banks, bank holding companies, financial holding companies, operating subsidiaries, financial affiliates, industrial loan companies, mortgage bankers and brokers, securities brokers/dealers, investment advisors, insurance companies and insurance agencies in all aspects of federal and state regulation of their financial services businesses. We are on the cutting edge in providing advice and counsel on the expanded financial activities permitted for financial holding companies under the Gramm-Leach-Bliley Act. We have been at the forefront in the development of Internet banking and e-commerce and have nationally recognized proficiency in consumer finance. We also defend financial companies and individuals in regulatory enforcement actions. Scope of Service Our regulatory and compliance attorneys have extensive experience in the following: Financial Activities and Affiliations Gramm-Leach-Bliley Act powers and preemption of state laws Financial activities of banks and financial holding companies Networking arrangements Securities activities Insurance activities Transactions with affiliates Merchant banking investments and limitations Trust powers and investment advisor activities Operations Internet banking and e-commerce Electronic funds transfer Financial privacy and the USA PATRIOT Act Checks, deposits and collections (UCC Articles 3 and 4) Credit, debit and stored value cards Consumer finance and regulation Exportation of interest rate Regulatory Enforcement Regulatory examinations Regulatory capital requirements Memorandums of Understanding Cease and desist orders Civil money penalties Removal actions Conservatorships and receivership Of Note We recently obtained a letter of national importance from a state insurance department concurring with our determination that the GLB Act preempts state laws prohibiting affiliations between banks and title insurance agencies.
We represent banks, savings banks, bank holding companies, financial holding companies, operating subsidiaries, financial affiliates, industrial loan companies, mortgage bankers and brokers, securities brokers/dealers, investment advisors, insurance companies and insurance agencies in all aspects of federal and state regulation of their financial services businesses. We are on the cutting edge in providing advice and counsel on the expanded financial activities permitted for financial holding companies under the Gramm-Leach-Bliley Act. We have been at the forefront in the development of Internet banking and e-commerce and have nationally recognized proficiency in consumer finance. We also defend financial companies and individuals in regulatory enforcement actions.
Our regulatory and compliance attorneys have extensive experience in the following: