Brent C. Erwood 816.691.2711e-mail| vCard
Lending is a competitive business. Successful lenders require counsel who will protect their interests without straining the business relationship between the lender and the borrower. The ability of counsel to successfully balance those interests requires real world experience. We bring that experience to every lending transaction in which we are involved.
Recent changes in Article 9 of the Uniform Commercial Code have made it imperative that financial institutions be represented by counsel who understand how the rules governing commercial lending have changed and how those changes impact both existing and new credit relationships. Our attorneys are prepared to advise lenders on these issues in a thorough and cost-effective manner. Our attorneys also have experience dealing with unique collateral, such as aircraft, ships, barges, railcars, government receivables, agricultural commodities and intellectual property. Practice Overview We structure and document commercial credit transactions to borrowers in a broad range of industries. Our attorneys advise lenders regarding the creation, attachment, perfection and priority of consensual security interests, and statutory and common law liens that may impact the priority or enforcement of the lender's consensual security interest. We counsel lenders regarding the impact of Revised Article 9 of the UCC on existing and new credit relationships.When credits deteriorate, we represent lenders in the enforcement of creditors' rights following defaults and in workouts and bankruptcy proceedings. We also have experience in representing debtors and creditors in bank, thrift and insurance company conservatorship and receivership proceedings.Scope of Service Our experience in commercial lending has given us in-depth knowledge of:Commercial Lending Commercial and industrial lending (revolving and term debt) Asset-based financing Equipment leasing ESOP loans Agribusiness loans Syndicated loans Loan participations and servicing Derivative products (swaps, caps and collars) Credit enhancement transactions Real estate financing Letters of credit Portfolio sale Creditors' Rights and Bankruptcy New Article 9 of the UCC Lender liability Collection and enforcement actions Loan restructuring and workouts Bankruptcy Debtor-in-possession financing Conservatorship and receivership (banks and insurance companies) Of Note The geographic diversity of our firm allows national lenders to retain us to serve as their regional counsel in multiple lending markets.
Recent changes in Article 9 of the Uniform Commercial Code have made it imperative that financial institutions be represented by counsel who understand how the rules governing commercial lending have changed and how those changes impact both existing and new credit relationships. Our attorneys are prepared to advise lenders on these issues in a thorough and cost-effective manner. Our attorneys also have experience dealing with unique collateral, such as aircraft, ships, barges, railcars, government receivables, agricultural commodities and intellectual property.